If more than one merchant cash advance is taking a weekday ACH from the same account, record the pulls before you sign anything else. A partner firm can call. Asking is free.
Where our facts come from
Checked against Texas Finance Code Chapter 398, Florida Statute 55.05, and New York 2021 bill S898 (amends Financial Services Law article 8) guidance on October 27, 2026.
You send the business fields. A firm may call about the pulls. Hiring anyone is still your decision.
Business name, a monthly revenue range, how many advances, phone, and email. It goes to a partner MCA relief firm, not to a funder or a state agency.
Expect a few questions: how many advances are pulling, what the weekday ACH looks like, and whether a confession of judgment is already in the file.
If the plan fits the account, you can hire that firm. If it doesn't, you can tell them to stop.
Daily Debit Fix runs this guide. Write to tabular_spout_3y@icloud.com. No licensed attorney is named here, because none has signed these pages.
Email tabular_spout_3y@icloud.com.
The pages follow commercial finance disclosure and judgment statutes we could source in New York, California, Texas, and Florida. Daily Debit Fix is not a law firm, a lender, a funder, or a government office. The form is not a settlement, and it does not change what you owe.
You send the business name, a monthly revenue range, how many advances are pulling, your phone, and your email. Daily Debit Fix and MCA relief firms may call and text. You can tell them no. Asking is free.
Checked against public pages
Disclosure rules and judgment statutes link to the New York, California, Texas, Florida, or FTC page they came from.
A short business form
Business name, a monthly revenue range, how many advances, phone, and email. The form never asks for a bank login.
A pull does not wait for a plan. These are the spots where the papers matter before a call.
Texas Finance Code Chapter 398 now regulates commercial sales-based financing under $1 million, including automatic debits. New York and California already require a written disclosure before many commercial finance offers.
We could not source a federal statute that sets one cap on stacked MCA pulls. The split is in each contract. Compare the weekday ACH lines to the deposit activity for the same week.
Texas Finance Code 398.055 makes a sales-based financing contract with a confession of judgment void. Florida Statute 55.05 makes a confession of judgment void. New York CPLR 3218 still allows one in some cases.
New York 23 NYCRR 600 and California Financial Code 22802 tell providers what the disclosure must show, including how payment is calculated. A disclosure is not a new contract. Bring both papers to the call.
The weekday ACH makes the funder and a relief firm look like one job. They are separate.
You can send the form without them. They make the first conversation shorter.
No. This is an independent guide. The company that calls you is a private MCA relief firm, not a department of financial services.
Asking is free. If you hire a firm, its fees are between you and that firm, so ask about them on the call.
No. A weekday ACH is a contract term. Texas, New York, California, and Florida print disclosure or judgment rules. They do not print a guaranteed pause.
No. The form never asks for a login or a document upload. Do not type an account password into any field on this site.
One guide on the weekday ACH, plus the checklist for a relief firm. Each one names its source.
Asking is free, and you decide what happens after the call.
Request a call